Credit One American Express Credit Card
The One American Express Credit Card has come with many advantages and benefits for its users, besides having several protections, it is a unique card.
The card offers a straightforward way to earn money on your purchases, you can get up to 1% of the value back. The main selling point of the card is the Amex brand, which puts you in contention for special offers, experiences, and VIP treatment at the Amex Global Hotel Collection.
| Positive points | Negative points |
|---|---|
| Available for applicants with average credit | Annual Rate |
| Simple reward structure | Low reward fee |
The Amex brand can help make the annual fee worth it. If you are a regular traveler, there are some notable benefits.
The current annual percentage rate on this card is a variable 28.24%, which is much higher than the average 18% APR you'll find in the credit card industry right now.
| Benefits | |
|---|---|
|
Benefits
|
Access to American Express benefits |
|
Insurance
|
Travel Insurance |
|
Return
|
Return Protection |
|
Protection
|
Extended Warranty Protection |
Car rental discounts
You can get up to 25% off rental car rates when you book through Amex's travel concierge. Click the button below and apply for your card.
Car rental loss and damage insurance
You can skip paying for insurance at the rental car counter, thanks to the card's $50,000 coverage. It's worth noting that this is not a rare perk, however. Most credit cards worth adding to your wallet come with this benefit.
Amex Global Hotel Collection
This collection includes more than 3,000 hotels where you can qualify for some elite-level treatment, such as complimentary breakfast, early check-in and late check-out, and room upgrades when available. Click the button below and apply for your card.
