ING Orange One Credit Card

ING Orange One Credit Card

The ING Orange Credit Card is a simple, no-frills card, but with many benefits and no annual fee.

The ING Orange credit card has several attractive features, one of them being the low interest rate. With its low rate on purchases, this is a great card for cardholders who tend to carry a balance each month, allowing them to save more on interest than on, say, a rewards card or platinum card with a higher interest rate.

Positive points Negative points
Annual fee from US$ You must have a good credit score
Low interest rate Be at least 18 years old to apply for a credit card

With the ING Orange One Low Rate credit card, you can manage your large purchases using installments to pay them off in set terms of your choosing, with an interest rate even lower than the card's standard variable rate on purchases.

As a cardholder, you can pay with mobile payments, using Apple Pay and Google Pay now and Android Pay later. As for organizational tools, the card allows you to set up automatic refunds to keep your account current, while managing your spending limits with helpful notifications to avoid nasty surprises at the end of the month.

Benefits
Repayment
Refund of currency conversion fee
Plans
Installment plans
Payment
Mobile Payment
Discount
ATM fee discount

Mobile Payment

The Orange One Low Rate credit card is compatible with Apple Pay, allowing you to use your smartphone to make contactless payments at the cashier. Click the button below and apply for your card.

Refund of the currency conversion fee

When you use your card abroad or to make a foreign currency transaction online, a foreign transaction fee of 2.5% will apply. However, you can take advantage of the foreign currency conversion fee discount when you deposit at least $1,000 from an external bank account into any ING personal account in your name (excluding Living Super and Orange One) and make at least 5 qualifying purchases using your ING debit or credit card in the previous month.

Installment plans

Pay for a large purchase or a group of purchases in the time frame of your choice and save with a lower interest rate with installment plans. This means you pay a fixed amount on the balance of each statement and pay a variable fee of 9.99% p.a. on the installment balance. Click the button below and apply for your card.


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