Southern Bank Visa Platinum Credit Card
Southern Bank is a North Carolina-based credit union serving the eastern part of the state and Virginia. Currently, the bank's Visa Platinum credit card is the only credit card offered by this bank.
It is an attractive credit card for consumers who want a no-frills credit card with the option to enroll in additional rewards programs, such as BankMiles. No annual fee and a 0% introductory APR on balance transfers are some of the main selling points of this card.
| Positive points | Negative points |
|---|---|
| No annual fee | Returned Payment Penalty Fee $ 25 |
| BankMiles Rewards enrollment option | Late payment penalty fee $ 25 |
The Southern Bank Visa Platinum credit card offers cardholders some attractive features in addition to the many benefits included with most Visa credit cards. Cardholders can take advantage of no annual fee and 0% APR on balance transfers for the first 12 months.
In addition, cardholders have the option to enroll in the Bank Miles program for additional rewards and can qualify for cell phone protection when they pay their monthly cell phone bills with their Southern Bank Visa cards.
| Benefits | |
|---|---|
|
APR
|
0% introductory APR for balance transfers |
|
Program
|
BankMiles Rewards Program |
|
Protection
|
Mobile Protection |
|
Benefits
|
Additional Visa Benefits |
No annual fee
There is no annual fee associated with the Southern Bank Visa card, which makes it an attractive credit card for many consumers. Click the button below and apply for your card.
BankMiles Rewards Program
After obtaining approval for the Southern Bank Visa credit card, cardholders have the option to enroll in the BankMiles program. This is a third-party rewards program that charges a $50 annual fee for participation. Cardholders earn 1.5 points for every $1 spent, which can be redeemed for merchandise, gift cards, digital purchases (such as e-books and music downloads), and travel.
Mobile Phone Protection
If the cardholder uses their Southern Bank card to pay their monthly cell phone bill, they are entitled to cell phone protection. Visa will reimburse the cardholder up to $500 per claim for any damaged or stolen cellular phone. Click the button below to apply for your card.
